Capital Is Not Scarce. It Is Just Not Moving.
U.S. acquisition capital sits near record levels while deal volume has fallen by half. The binding constraint for buyers now is structure and matching, not availability.
Commercial finance analysis and practical guidance, equipment, working capital, asset-based lending, and strategic debt, for business owners, executives, and finance leaders across the United States and Canada.

U.S. acquisition capital sits near record levels while deal volume has fallen by half. The binding constraint for buyers now is structure and matching, not availability.

The rate outlook flipped and commercial bankruptcy filings are climbing. Why the debt capacity you modeled last year is shrinking, and how to bring current assumptions to the lender call.

Only 42% of small businesses get the full financing they request. Why partial approval is the most expensive outcome, and what fully funded borrowers do differently.

The 2026 rate cuts your capital plan assumed are gone. The Fed is on hold, banks are tighter, and capital has shifted to private credit. How to structure financing for the rate environment that actually exists.
Commercial finance analysis and practical guidance for business owners, executives, and finance leaders across the United States and Canada.